Personal Risk Cover

Protecting your family's future becomes paramount with the inclusion of life insurance. By securing life coverage, you ensure that even in your absence, your loved ones are shielded from financial hardships.

It serves as a safeguard to provide them with a stable home, support their educational aspirations, and sustain their current lifestyle.

Upon being diagnosed with a significant critical illness, you can receive a lump sum through severe illness coverage. This type of insurance typically encompasses major events such as cancer, heart attacks, and strokes.

While many individuals believe that their medical aid will cover all expenses related to severe illnesses, the truth is that these plans often leave gaps in coverage. By obtaining critical illness coverage, you can safeguard yourself from potential financial devastation.

Additionally, it alleviates the burden of worrying about the cost of treatment, allowing you to focus on your well-being and recovery instead.

In the unfortunate event that you experience a permanent inability to work due to illness or injury, lump sum disability payments can offer financial support. These payments are provided as a one-time sum to assist in such circumstances.

Furthermore, these funds are disbursed when there is a lasting impairment in the functioning of specific body parts. Examples of such impairments include the loss of a limb or experiencing vision or hearing difficulties.

Income Protection is a great way to protect your monthly income. This is a must if you’re unable to work temporarily or permanently due to illness, injury and disability.

Your ability to earn an income should be considered one of your most important assets.